Smart savings
Secure Your Future with Trusted Chit Investments
40K +
overall active users
Guided by Financial Experts
Why Choose us
We Are The Best In Chitfunds
Flexible Savings
Chit funds offer participants a flexible savings option, allowing them to contribute according to their financial capacity.
Expert Management
Our chit funds are overseen by experienced professionals ensuring secure and efficient investment handling.
Regular Payouts
Our structured payout schedules provide members with regular access to funds, offering financial stability and peace of mind.
About us
Reimagining the power of savings
Shree Swastimuruga Chit Funds, established in 2018, stands as a premier financial solutions provider in Tamil Nadu. Operating under the Chit Funds Act, 1982, we offer a range of chit groups from ₹10,000 to ₹10,00,000 and flexible deposit plans. Our focus on transparency and excellence ensures that we deliver reliable financial support, empowering our members to achieve their financial aspirations.
Experts in chit funds
Offering secure and customized financial solutions.
Get 24/7 Support
Round-the-clock support whenever you need it.
our plans
Find the Perfect Plan for You
₹40,000
Maturity Amount
- Weekly Installment - ₹1000
- Total Amount - ₹38,000
₹30,000
Maturity Amount
- Weekly Installment - ₹750
- Total Amount - ₹28,500
₹20,000
Maturity Amount
- Weekly Installment - ₹500
- Total Amount - ₹19,000
₹25,000
Maturity Amount
- Monthly Installment - ₹2500
- Number of Month - 11
₹50,000
Maturity Amount
- Monthly Installments - ₹5000
- Number of month - 11
₹1,00,000
Maturity Amount
- Monthly Installments - ₹10,000
- Number of month - 11
₹10,00,000
Maturity Amount
- Monthly Installment - ₹50,000
- Number of Month - 20
₹5,00,000
Maturity Amount
- Monthly Installment - ₹25,000
- Number of Month - 20
₹2,00,000
Maturity Amount
- Monthly Installment - ₹10,000
- Number of Month - 20
Chit Funds Explained
Understanding Chit Funds
Chit funds are a unique financial tool that combines the benefits of saving and borrowing within a trusted community. In this system, members contribute a fixed amount monthly, and each month, one member has the opportunity to access the pooled funds. This method provides flexibility, higher returns, and an effective way to manage both savings and immediate financial needs. Governed by the Chit Funds Act, 1982, these schemes ensure transparency and security, making them a reliable option for achieving your financial goals.
What Are Chit Funds
Chit funds are a monthly group savings scheme where members take turns accessing the pooled funds, providing a unique way to save and borrow.
Is Your Investment Safe with Us?
Absolutely. Our chit funds are governed by the Chit Funds Act, 1982, ensuring full transparency and security for your investment.
How Do Chit Funds Work?
Join a group of investors, contribute monthly, and take turns accessing the pooled funds. It's a smart way to save and invest simultaneously.
What Are the Benefits of Chit Funds?
Enjoy the dual advantage of saving and borrowing, with potential for higher returns compared to traditional savings methods.
Gallery
Moments of Trust and Tradition
Photographs of our 2024 small savings beneficiaries
Testimonials
What Our Members Say
"Joining Shree Swastimuruga Chit Funds has been a game-changer for my family's savings. The process is transparent, and the returns are impressive. Highly recommended!"
"I've been a member for three years now, and the support from the team is exceptional. Shree Swastimuruga Chit Funds has helped me manage my finances with ease and confidence."
"The flexible plans and secure investment options offered by Shree Swastimuruga Chit Funds have made it my go-to choice for saving and investing. A trustworthy partner in financial growth."
"Joining Shree Swastimuruga Chit Funds has been a game-changer for my family's savings. The process is transparent, and the returns are impressive. Highly recommended!"
"I've been a member for three years now, and the support from the team is exceptional. Shree Swastimuruga Chit Funds has helped me manage my finances with ease and confidence."
"The flexible plans and secure investment options offered by Shree Swastimuruga Chit Funds have made it my go-to choice for saving and investing. A trustworthy partner in financial growth."
faq
What Our Members Say
1. What is a chit fund, and how does it work?
A chit fund is a financial savings scheme where members contribute a fixed amount monthly. Each month, one member has the opportunity to receive the pooled funds through a bidding process or lottery. It’s a way to save and borrow money within a group.
2. Is my investment in a chit fund safe?
Yes, chit funds are governed by the Chit Funds Act, 1982, which ensures transparency and security. Our chit fund is registered and operates under strict regulations, making your investment safe.
3. What are the benefits of joining a chit fund?
Chit funds offer dual benefits: the ability to save and access funds when needed. They provide flexibility, potential for higher returns, and the opportunity to meet both short-term and long-term financial goals.
4. How do I join a chit fund group?
Joining a chit fund is simple. You can contact our team, select a suitable plan, and start contributing monthly. Once you’re a member, you’ll participate in the bidding process or lottery to access the pooled funds.
5. Can I withdraw from a chit fund before it matures?
While it’s generally advisable to stay until the chit fund matures to reap the full benefits, early withdrawal is possible under certain conditions. However, specific terms and conditions apply, so it’s best to consult with our team for details.